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Immediate credit card care service
Answering your questions is our job and we love it!
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Probably the answer to your question is already in our databank.
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ex.: How can I apply for a credit card?
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Displaying 0 to 10 (of 11 questions) |
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User Name:
Marcia Hines |
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Date:
May 1, 2007, 4:35 pm |
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My credit score is 652...Why can I not get a credit card ? |
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Answers:
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A credit score of 652 corresponds to fair credit history, and I have no idea how you can be denied credit, except for the suggestion that you have been trying to apply for a credit card that you are not eligible for. If you have too many denials, it can lead to immense credit score lowering, so look through fair credit card offers at our site and choose a credit card that really suits your credit score and which can help you to improve it. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
TAMARA NOMIS |
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Date:
May 10, 2007, 5:30 am |
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I just want to confirm I'm sending payment to correct address. I'm new credit card holder and sending first payment (never received a statement) tomorrow. Please asap confirm the correct mailing address is: PO BOX 13*** PHILA PA 19*** MY NAME & INFO (new mailing address): TAMARA NOMIS 10*** MAYWIND CT COLUMBIA MD 21***Thank you. Tamara Nomis Juniper Account |
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Answers:
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As a matter of fact we are not a financial institution, that means we don't issue any cards and have no right to receive any payments. We have absolutely no access to any of your personal information, that's why we just have no idea about what card you hold and what your first payment is. Our web-site is only created to provide some piece of advice for those who wants to apply for a credit card but are not sure which to prefer. Here you can compare various types of cards - for excellent or good credit, for fair, bad or no credit. So, we recommend you to apply to the bank from which you've received your card and obtaim more specific information there. Managers of the bank will gladly try to help you. |
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User Name:
Becky Gent |
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Date:
May 10, 2007, 11:49 am |
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what is the effect on your credit score if you transfer credit card balances every 12 months to 0% interest rate cards, if you have a small business?
Is the effect bad enough to stop you from doing this? I have often wondered how this works? |
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Answers:
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Thanks to this site you may compare plasctics according to your credit score, for example good credit card offers with 0 APR balance transfers. As a matter of fact there is no limit to the number of balance transfers determined by law or any official regulation. To some extent balance transfer is a way to make issuers compete with each other for your benefit. Moreover balance transfers do not impact your credit negatively, if you keep on paying on your principal while reducing interest rates. But do not let late payments or increased balances from high APR accruals happen otherwise it will damage your credit rating.But constant moving balances from one card to another may lead to the impossibility of obtaining new credit, because firstly numerous inquiries can lower your credit score, secondly the amount of your debt may be permanently increased. And at last to derive benefit from a balance transfer you should pay off the balance quickly, as after 6 months an attractive rate on a balance transfer will disappear as a rule. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Eula Thomas |
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Date:
September 26, 2007, 2:01 am |
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I applied for a visa credit card and they said I was approved. I waas wondering how long it takes to get your card. Thanks Eula You can also reach me at 901-***-****. thanks Eula |
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Answers:
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We should inform you that it is not always that the applicants receive their credit card within a short period of time. The application process usually takes long enough, and besides, it depends on your location and the work of your post-office - as soon you will get it. Sometimes it may take up to a month. Still it is possible to use one of our best credit cards that you have been approved for to make some online purchases as they should give you all the data of your card including number and pin. However, you may also contact the bank directly to know the personal status of the card.All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Davie parks |
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Date:
September 26, 2007, 2:02 am |
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I was looking at options and when I seen their was an anual fee I stopped applying for your card and I just recived one in the mail and I dont want it the number on the card is 517800781901xxxxI did not agree to this card I just wanted to see what your offer was please cancle this card |
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Answers:
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Indeed, it is not a rare situation that a person who has already used our service to apply for a credit card online, wants to break off the process and cancel the application. In this situation it is rather recommendable to contact directly the bank that has lent you money and explain everything to them. If they have already sent you the card by post, just do not activate it when received. In other case they may cancel the account earlier. The only thing we should warn you of is the following: some cards do not provide the possibility of cancellation for a set period of time and the card-holder has to pay all the fees even not using it. We recommend you to study the details and the agreement of the card carefully to see whether it is possible. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Josh Slick |
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Date:
September 26, 2007, 2:04 am |
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I was approved for a credit card on sept. 15, I was wondering what the credit line was? |
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Answers:
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Indeed, if are interested in the limits of you new-obtained credit card, it is better to look through its details, terms and conditions, as most of the financial organizations we deal with put this information there. Still, what they give is the data of the maximum and minimum limits - the money amount that you will be provided particularly depends on the bank's decision. As usual, they make a full inquiry of your credit history and basing on it, lend you more or less. Therefore, the maximum is only available for people with an excellent credit. In your situation we'd rather recommend you to contact directly the bank that has issued the credit card.All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Patricia Robinson |
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Date:
September 26, 2007, 2:04 am |
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Hi, I was called by your company through metrobank. I was told I was approved for a 3500.00 credit card. At the time, I did not have the processing fee but now I do. My I please be recalled so I can accept the offer I was given? Thank you. |
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Answers:
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Indeed, you have been probably made a pre-approved offer by some other company, as our website does not give any telephone calls. It means that they have already studied your credit history and presented the card that you may be eligible for according to your score. This inquiry has not hurt your number of points in no way and all you have to do is go to their Internet page and apply for the card. Unfortunately we do not provide here any telephone numbers or websites' addresses. Therefore we'd recommend you to browse the information you need in the Internet. However, it is rather advisable to compare the financial conditions of the offer with those of the best credit cards we present at our website, as they may seem more attractive to you. Just make sure your choice suits you best before applying. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
modio fernandez |
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Date:
November 16, 2007, 1:46 am |
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hello i am 18 years old and i recenlty found out that i have bad credit due to the fact that a family member has been using my name and socila security for own personal use. i have applied for chase and citi bank but have been denied by both. I need a credit card with a small limit in order to start to re-build my credit any suggestions? |
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Answers:
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Don't worry that you can't qualify for credit cards. Credit issuing companies usually think about youngsters with bad or no credit history. In your case we advise you to apply to for Centennial Gold MasterCard/Visa by First PREMIER Bank. The approval for this card is guaranteed. This card offers low APR on purchases, gold card prestige, monthly reports to the 4 major credit bureaus, 24-hour access by phone. This is the perfect way to start building your credit. |
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User Name:
dwight |
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Date:
November 27, 2007, 5:26 am |
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I want to know how can I establish credit if my past credit is poor. Is it true that this card offer is fit for people with bad credit to re-estabish their credit history |
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Answers:
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Having poor credit doesn't necessarily mean that you will be denied a credit card. Banks usually think about customers with bad or no credit and offer special deals for them. Select the appropriate credit card and improve your rating. Choose from the deals of First PREMIER Bank. To restore your credit we advise you Centennial Gold MasterCard/Visa Card. It gives some beneficial advantages like guaranteed approval, low APR on purchases, monthly reporting to 4 major credit bureaus. Consider banks offers and apply online! |
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User Name:
melodie arellano |
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Date:
January 13, 2008, 1:36 am |
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what is the status of my credit card application? |
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Answers:
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This web site is created for information purposes only. We don't issue or service credit cards. During the application process you are getting redirected to the official web site of the bank. We don't have any access to your personal information. For all the questions concerning the status of your credit card application, please, contact your credit card issuer. |
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