It is well-known that Americans are very kind-hearted. According to the survey, 87% of United States citizens are ready to help those, who are in need. Sharing and helping other people often makes us feel better. More and more Americans are ready to open their wallets and donate their money to good causes. Many of them are ready to spend their weekends just to help homeless animals or to build homes for the victims of natural disasters. Thanks to the credit card companies that issue affinity credit cards, you can not only raise your credit score, but also donate money to those, who are in need. But can you really help the needy if you use affinity credit cards?
It is not difficult to figure out that issuing affinity cards, credit card companies (like MasterCard or Visa) want to play on our desire to help others. These cards are issued by credit companies and feature the logo of charity they support. So every time you pay with your credit card for goods and services, you donate the percentage for the charity partner.
The bad news is that donations are rather small. According to the financial experts and economists, credit card users, who really want to help, should donate in cash! Even best credit cards for charity donate only 50 cents for every $100 purchase that was made with affinity credit card! So if you spend $400 a month with your card in hopes of helping homeless animals, your annual affinity contribution will be $2. Not too much!
Sure, even a little support is good, but if you want to make bigger contribution, you should really donate in cash.
Of course affinity credit cards help the needy. Every time you use your credit card, you can be 100% sure that you share. If hundreds of people give something, donations can add up to thousands of dollars! For example Target Store generated more than $19 million for Take Charge for Education. That's a nice amount of money, isn't it?
The modern society highly appreciates affinity credit cards. People like to tell others that they care, that is why they like to discuss the charities they support. The words spread fast, more and more people become the owners of these good credit cards and as a result, donations grow larger.
Unfortunately, affinity credit cards have pretty high interest rates and offer fewer perks than regular plastics. But these cards are still very popular! They include animal and child welfare, public education and environmental causes, that is why cardholders are more than happy to use them.
If you think that your credit card is not just a financial tool that will help you to improve your credit score and credit history, but it can also help people, then you should apply for affinity credit card! This card will show others that you care!
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